How important is it in building a business?" Your mindset IS your business.
It denotes where you will go and how quickly you will get there. The entrepreneur's mindset begins with their excitement about the success to come. The entrepreneur sees the opportunity put before them and he spends countless hours daydreaming thinking about the success and how it will FEEL when it comes to him. It fuels the fire. Without this, the gas in the tank, any entrepreneurial effort quickly empties.
They don't think about failure. You see an entrepreneur by definition is a person who offers a solution to a problem at a cost. At first, the problem that an entrepreneur faces in network marketing is how to solve their own immediate problems. How get a lead? How to get a new team member? How to help that new team member duplicate their success quicker than he or she did it? When they get these issues solved he benefits monetarily for the growth in his Home Seller Assist team, but metaphysically he profits for knowing he has added overall value to the task and process at hand for many many to follow.
The entrepreneur is not done at this point. There's more to be done. The entrepreneur sees the opportunity before him and sees that there is more value to be added. The people directly associated with him aren't the only people to have the problems they began with, so he devises a way to help more than his immediate circle.
The entrepreneur sees no failure. The entrepreneur detaches his emotions from all outcomes be they positive or negative. He sees the results of his actions as merely observable data to improve upon. The entrepreneur always asks himself "How can I do better next time?" And then sets out to improve upon their most immediate results for their personal growth and the benefit of all those associated with him.
The entrepreneur realizes that there is no such thing as "enough", he knows that just like an apple tree grows as large as it possibly can and then bares seeds, that he to must ALWAYS grow. If there is any one quality that the entrepreneur has that sets him apart from the average person is their confidence exceeds their competency.
The entrepreneur sees the opportunity before him and knows he must grow into it regardless of whether or not he knows HOW to do it. He just has confidence that he will. The entrepreneur asks everyday what it is that he wants and then sets out to get i twith excitement.
Step into this mindset and step into success.
Now is the time to take action!
Showing posts with label kim-lar inc. Show all posts
Showing posts with label kim-lar inc. Show all posts
Sunday, January 25, 2009
Monday, December 29, 2008
The Secret to Success
It’s NOT Knowing Exactly What to Do…
Historical studies show time and again that there's a distinct reason some people are successful and others aren't. The secret? Successful people have realized that it's not just what they learned but how they learned it and I have learned everything I know about the Home Seller Assist program ( also known as We Provide The Cash ) created by John Alexander, from the videos online in the members area.
Ever noticed that you can read the right book or listen to the right CD and still not know how to put the right practice into place? That's because it's not about what you learn or even your capabilities - it's about how you learn and the methods of learning that you choose.
There is only one method that through the centuries has delivered 100% EVERY time: Work with a master as an apprentice, one-on-one. Only then can true education take place. Only then can you truly implement what you have learned, because you "learn by doing" from someone who has already succeeded.
Find out NOW what it takes to be mentored by the BEST - those who have already been there!
Historical studies show time and again that there's a distinct reason some people are successful and others aren't. The secret? Successful people have realized that it's not just what they learned but how they learned it and I have learned everything I know about the Home Seller Assist program ( also known as We Provide The Cash ) created by John Alexander, from the videos online in the members area.
Ever noticed that you can read the right book or listen to the right CD and still not know how to put the right practice into place? That's because it's not about what you learn or even your capabilities - it's about how you learn and the methods of learning that you choose.
There is only one method that through the centuries has delivered 100% EVERY time: Work with a master as an apprentice, one-on-one. Only then can true education take place. Only then can you truly implement what you have learned, because you "learn by doing" from someone who has already succeeded.
Find out NOW what it takes to be mentored by the BEST - those who have already been there!
Thursday, December 18, 2008
Flexible Loans Loom As Foreclosure Threat
BY KATHLEEN DOLER
FOR INVESTOR'S BUSINESS DAILY
After a deluge of mortgage defaults, the proverbial perfect storm is building and the Home Seller Assist program created by John Alexander is riding the wave!
A confluence of negative equity, resetting mortgages and rising unemployment is expected to bring a new wave of foreclosures pressing down on home values. California and Florida are at the greatest risk.
The mortgage-trouble catalyst this time isn't general subprime lending. It is resets, to higher required monthly payments, on nearly $100 billion worth of "pay option" adjustable-rate mortgages issued during the housing boom.
Low Payments, For A While
Also called option ARMs, these loans give borrowers the option of making low minimum monthly payments, but with a catch. When they choose to pay less than 100% of the interest due each month, the difference then gets tacked onto the loan's principal. That's negative amortization.
But many borrowers don't realize that once the loan reaches 110% to 125% of the original principal it recasts, or resets, to require full interest-plus-principal payments.
"I didn't really scrutinize the concept of negative amortization," said Arizona property owner Jae Kim. "It should have really been explained better. It's a very dangerous product in a down-market economy."
Kim is trying to get his option-ARM modified through mortgage-consulting firm Loan Safe Solutions, in Corona, Calif.
Moe Bedard, its president, says 99% of the 600 option-ARM borrowers his company has spoken to "claim they had no idea that the loan would recast early if only the minimum payment was made."
Loan documents disclose that the mortgages will recast early if the full interest isn't paid each month, but the information is often buried in densely worded disclosures.
Wrong Borrowers
A Federal Reserve tutorial cites option ARMs as potentially appropriate for borrowers with:
• Future income increases considered reasonably certain.
• Plans to invest funds that would otherwise go toward principal (plus sizable home equity).
• Seasonal earnings, commissions or other irregular income making payment flexibility ideal.
But relatively few option-ARM borrowers have opted for flexibility. In the past 24 months more than 65% have paid just the minimum monthly payment. The number goes up to more than 85% for the 2006 and 2007 loan vintages, according to Fitch Ratings. Complicating matters, the interest rate on some option ARMs changes often.
Some option-ARM loans have already begun to reset. About $29 billion will do so by the end of next year and $67 billion in 2010, Fitch says.
As an option ARM nears its recast level, lenders usually send out a "side letter," notifying the borrower of the impending change, says Eric Rice, chief executive of DyerBeech Enterprises, a San Diego-based financial-planning and loan-modification consulting firm.
The recast information typically doesn't appear on the monthly payment coupon, he says, and many borrowers throw the side letter away unseen — thinking it's just a promotional offer.
States apt to be worst-hit by a coming storm of option-ARM resets include California and Florida — with markets already pummeled by subprime mortgage defaults.
California has eight of the top 10 riskiest markets for loan delinquency and default, says data analysis firm First American CoreLogic.
Of California mortgages originated from 2005 to 2007 and securitized, 55% to 60% were option ARMs, says Grant Bailey, a Fitch senior director.
"We're assuming between 30% and 40%" will default, he said.
Other estimates aren't as high, but the potential for problems looms.
Trouble Compounds
Home values have crashed in markets where these loans were sold heavily. So many borrowers who owe more than their homes are worth are stuck, unable to refinance or sell. Now they face the prospect of a doubling or tripling of their required monthly mortgage payment, amid rough economic conditions.
First American Chief Economist Mark Fleming says making just minimum payments drives foreclosures. Borrowers are "leveraging up to the negative-equity cap in a market with strong house-price declines," he said. "And now unemployment rates (are) rising."
Option ARMs were already a sore spot. "These loans have had high delinquency rates before the recast," said Guy Cecala, publisher of the newsletter Inside Mortgage Finance, in Bethesda, Md.
And this despite the fact that many of these loans were made to Alt-A buyers — originally a category of people considered to have good credit standing but perhaps limited income documentation.
Stuck On The Books
Fitch estimates about $300 billion in lenders' option ARMs have been packaged and sold to investors as securities. But many were not sold, "because the payments fluctuate and they're hard to market," Cecala said.
The top five players in option ARMs have been Wachovia (WB), Washington Mutual, Countrywide, Downey Savings and IndyMac, according to Inside Mortgage Finance.
All but IndyMac have been sold to, or are in the process of being acquired by, bigger players. The Federal Deposit Insurance Corp. has operated IndyMac since taking it over as a failed bank in July. The FDIC facilitated the sale of WaMu and Downey, which appear on the agency's failed-bank list.
Many other banks were in the option-ARM game, and now face a new wave of loan defaults. "You couldn't compete unless you offered these squirrelly things," Cecala said of subprime ARMs and option ARMs.
Some lenders have begun trying to modify option-ARM loans to aid strapped borrowers.
FOR INVESTOR'S BUSINESS DAILY
After a deluge of mortgage defaults, the proverbial perfect storm is building and the Home Seller Assist program created by John Alexander is riding the wave!
A confluence of negative equity, resetting mortgages and rising unemployment is expected to bring a new wave of foreclosures pressing down on home values. California and Florida are at the greatest risk.
The mortgage-trouble catalyst this time isn't general subprime lending. It is resets, to higher required monthly payments, on nearly $100 billion worth of "pay option" adjustable-rate mortgages issued during the housing boom.
Low Payments, For A While
Also called option ARMs, these loans give borrowers the option of making low minimum monthly payments, but with a catch. When they choose to pay less than 100% of the interest due each month, the difference then gets tacked onto the loan's principal. That's negative amortization.
But many borrowers don't realize that once the loan reaches 110% to 125% of the original principal it recasts, or resets, to require full interest-plus-principal payments.
"I didn't really scrutinize the concept of negative amortization," said Arizona property owner Jae Kim. "It should have really been explained better. It's a very dangerous product in a down-market economy."
Kim is trying to get his option-ARM modified through mortgage-consulting firm Loan Safe Solutions, in Corona, Calif.
Moe Bedard, its president, says 99% of the 600 option-ARM borrowers his company has spoken to "claim they had no idea that the loan would recast early if only the minimum payment was made."
Loan documents disclose that the mortgages will recast early if the full interest isn't paid each month, but the information is often buried in densely worded disclosures.
Wrong Borrowers
A Federal Reserve tutorial cites option ARMs as potentially appropriate for borrowers with:
• Future income increases considered reasonably certain.
• Plans to invest funds that would otherwise go toward principal (plus sizable home equity).
• Seasonal earnings, commissions or other irregular income making payment flexibility ideal.
But relatively few option-ARM borrowers have opted for flexibility. In the past 24 months more than 65% have paid just the minimum monthly payment. The number goes up to more than 85% for the 2006 and 2007 loan vintages, according to Fitch Ratings. Complicating matters, the interest rate on some option ARMs changes often.
Some option-ARM loans have already begun to reset. About $29 billion will do so by the end of next year and $67 billion in 2010, Fitch says.
As an option ARM nears its recast level, lenders usually send out a "side letter," notifying the borrower of the impending change, says Eric Rice, chief executive of DyerBeech Enterprises, a San Diego-based financial-planning and loan-modification consulting firm.
The recast information typically doesn't appear on the monthly payment coupon, he says, and many borrowers throw the side letter away unseen — thinking it's just a promotional offer.
States apt to be worst-hit by a coming storm of option-ARM resets include California and Florida — with markets already pummeled by subprime mortgage defaults.
California has eight of the top 10 riskiest markets for loan delinquency and default, says data analysis firm First American CoreLogic.
Of California mortgages originated from 2005 to 2007 and securitized, 55% to 60% were option ARMs, says Grant Bailey, a Fitch senior director.
"We're assuming between 30% and 40%" will default, he said.
Other estimates aren't as high, but the potential for problems looms.
Trouble Compounds
Home values have crashed in markets where these loans were sold heavily. So many borrowers who owe more than their homes are worth are stuck, unable to refinance or sell. Now they face the prospect of a doubling or tripling of their required monthly mortgage payment, amid rough economic conditions.
First American Chief Economist Mark Fleming says making just minimum payments drives foreclosures. Borrowers are "leveraging up to the negative-equity cap in a market with strong house-price declines," he said. "And now unemployment rates (are) rising."
Option ARMs were already a sore spot. "These loans have had high delinquency rates before the recast," said Guy Cecala, publisher of the newsletter Inside Mortgage Finance, in Bethesda, Md.
And this despite the fact that many of these loans were made to Alt-A buyers — originally a category of people considered to have good credit standing but perhaps limited income documentation.
Stuck On The Books
Fitch estimates about $300 billion in lenders' option ARMs have been packaged and sold to investors as securities. But many were not sold, "because the payments fluctuate and they're hard to market," Cecala said.
The top five players in option ARMs have been Wachovia (WB), Washington Mutual, Countrywide, Downey Savings and IndyMac, according to Inside Mortgage Finance.
All but IndyMac have been sold to, or are in the process of being acquired by, bigger players. The Federal Deposit Insurance Corp. has operated IndyMac since taking it over as a failed bank in July. The FDIC facilitated the sale of WaMu and Downey, which appear on the agency's failed-bank list.
Many other banks were in the option-ARM game, and now face a new wave of loan defaults. "You couldn't compete unless you offered these squirrelly things," Cecala said of subprime ARMs and option ARMs.
Some lenders have begun trying to modify option-ARM loans to aid strapped borrowers.
Wednesday, December 17, 2008
Telecommuting – It’s not a day at the beach!
By David Reed
There are many images that come to mind when someone mentions that they work from home. For some, they picture working by the pool or at the beach with a laptop and sunglasses. For others it would be sleeping in until 10 and stumbling into the “office” wearing your pajamas and fuzzy slippers.Although there probably are a few people who take that approach to performing their jobs away from a central office, that is not what I recommend for those who want to hold on to that favorable working relationship.
There are several keys to a productive telecommuting experience. Having flexible work hours may be a benefit to working from home, but having a regular work schedule is still highly recommended. The vast majority of workers respond best when they have a routine that they follow each day. It is difficult enough to deal with the distractions of family or lists of home improvement projects that need to be completed, that having a regular starting time and work location are helpful.
From my experience, the most successful telecommuters still wake up at a respectable hour and go through their morning routine. For me, it is important to shave and shower and get dressed prior to heading to my office located in the back of my house. (That may be jeans and tennis shoes if I don’t have a client meeting.) I then spend time reading (for me it is a passage in the Bible) and prayer.
There are a lot of studies that show people who start their day with some form of exercise are more alert and productive. This could be in the form of a short jog, or in my case, a walk.The next step is to review the agenda for the day and set specific goals for what I need to accomplish before my day can be considered complete.
Depending on your relationship with your supervisor, this may be something you share via email to make sure you are on the same page. Following my “get myself together” routine, I check my emails and send notes to co-workers and customers as needed to communicate on current initiatives. When you do not have the ability to get up from your desk and walk down the hall to visit with a colleague, it is critical that you learn to use technology to its fullest.
This may mean holding a tele-meeting utilizing a tool such as GoToMeeting where you can share documents and collaborate as you work on team projects.Instant messaging may also be a tool to help communicate, especially to let your supervisor know that you are available and actually working. But don’t forget the phone!
It is still the preferred method of remote communication when dealing with sensitive or complicated issues. It is the next best thing to being there!If you are like me, one of the challenges that I face is being glued to my chair and computer and not taking time for lunch or breaks.
When you work in the home, it is a good idea to get away for a bite to eat or to run some errands during your lunch hour. Some people will use this time to get in their exercise.Each person has to establish the routines that work best for them, but the key is to have a routine. You can still take advantage of the flexible schedule that may come from not having to commute to a central office, but don’t abuse the privilege.
There are very few telecommuters who can remain productive by the side of a pool!David Reed is President of Remote Office Consulting, LLC. This company was created to help organizations create or improve on their remote workforce strategy. For more information visit www.RemoteOfficeConsulting.com
And if you would like to work from home all of the time, we suggest you look at the Home Seller Assist program created by John Alexander and see why it is sweeping the nation since its launch in mid-June. Also known as We Provide The Cash, it is allowing many people to work from home and start making money the very next day.
There are many images that come to mind when someone mentions that they work from home. For some, they picture working by the pool or at the beach with a laptop and sunglasses. For others it would be sleeping in until 10 and stumbling into the “office” wearing your pajamas and fuzzy slippers.Although there probably are a few people who take that approach to performing their jobs away from a central office, that is not what I recommend for those who want to hold on to that favorable working relationship.
There are several keys to a productive telecommuting experience. Having flexible work hours may be a benefit to working from home, but having a regular work schedule is still highly recommended. The vast majority of workers respond best when they have a routine that they follow each day. It is difficult enough to deal with the distractions of family or lists of home improvement projects that need to be completed, that having a regular starting time and work location are helpful.
From my experience, the most successful telecommuters still wake up at a respectable hour and go through their morning routine. For me, it is important to shave and shower and get dressed prior to heading to my office located in the back of my house. (That may be jeans and tennis shoes if I don’t have a client meeting.) I then spend time reading (for me it is a passage in the Bible) and prayer.
There are a lot of studies that show people who start their day with some form of exercise are more alert and productive. This could be in the form of a short jog, or in my case, a walk.The next step is to review the agenda for the day and set specific goals for what I need to accomplish before my day can be considered complete.
Depending on your relationship with your supervisor, this may be something you share via email to make sure you are on the same page. Following my “get myself together” routine, I check my emails and send notes to co-workers and customers as needed to communicate on current initiatives. When you do not have the ability to get up from your desk and walk down the hall to visit with a colleague, it is critical that you learn to use technology to its fullest.
This may mean holding a tele-meeting utilizing a tool such as GoToMeeting where you can share documents and collaborate as you work on team projects.Instant messaging may also be a tool to help communicate, especially to let your supervisor know that you are available and actually working. But don’t forget the phone!
It is still the preferred method of remote communication when dealing with sensitive or complicated issues. It is the next best thing to being there!If you are like me, one of the challenges that I face is being glued to my chair and computer and not taking time for lunch or breaks.
When you work in the home, it is a good idea to get away for a bite to eat or to run some errands during your lunch hour. Some people will use this time to get in their exercise.Each person has to establish the routines that work best for them, but the key is to have a routine. You can still take advantage of the flexible schedule that may come from not having to commute to a central office, but don’t abuse the privilege.
There are very few telecommuters who can remain productive by the side of a pool!David Reed is President of Remote Office Consulting, LLC. This company was created to help organizations create or improve on their remote workforce strategy. For more information visit www.RemoteOfficeConsulting.com
And if you would like to work from home all of the time, we suggest you look at the Home Seller Assist program created by John Alexander and see why it is sweeping the nation since its launch in mid-June. Also known as We Provide The Cash, it is allowing many people to work from home and start making money the very next day.
Monday, December 15, 2008
The Time Is Now
You know many people are experiencing a variety of emotions daily having to do with the economic news the mass media keeps piling on us daily. It's amazing how powerful information distribution is today.
The media can shift opinion, program you to believe a thing... and get you emotionally and physically "bought in" to anything they want, really. It's very important to be in control of what information you accept and which you repel. While many people would think that times are not as good...Some of us have experienced the busiest year ever and specifically in our niche (helping people generate cash flow from home) there are many people out there that have told me they can't possibly follow up with all the prospects they have coming in...
Whatever your reality is, there are some things I've noticed that have come out due to these times which may be actually very positive. Our lives are full of things. Disposable distractions, stuff you buy but do not cherish, own yet never love.Thrown away in weeks rather than passed down for generations. Maybe things will be different now. Wiser choices made with greater care.
After all, if the fewer things you own always excite you, would you really miss the many thatn ever could?People are thinking more about whether there are different ways they can take control of their own financial situations and use leverage.The intetnet is a massive leverage tool.
More and more people are realizing that there are some people out here that can teach and show and plug others into systems and concepts that they'd never really pay attention to before.
It's really never been easier to tap into"outside the box" methods that leverage the internet and can put SERIOUS cash flow in your household while helping many others at the same time. And I'm not talking about old methods of traditional "home opportunities" that paid peanuts and took armies of people to generate real money.
I'm talking about simple systems which generate "job replacement" cash flowwith minimal recruiting or sales needed.
The media can shift opinion, program you to believe a thing... and get you emotionally and physically "bought in" to anything they want, really. It's very important to be in control of what information you accept and which you repel. While many people would think that times are not as good...Some of us have experienced the busiest year ever and specifically in our niche (helping people generate cash flow from home) there are many people out there that have told me they can't possibly follow up with all the prospects they have coming in...
Whatever your reality is, there are some things I've noticed that have come out due to these times which may be actually very positive. Our lives are full of things. Disposable distractions, stuff you buy but do not cherish, own yet never love.Thrown away in weeks rather than passed down for generations. Maybe things will be different now. Wiser choices made with greater care.
After all, if the fewer things you own always excite you, would you really miss the many thatn ever could?People are thinking more about whether there are different ways they can take control of their own financial situations and use leverage.The intetnet is a massive leverage tool.
More and more people are realizing that there are some people out here that can teach and show and plug others into systems and concepts that they'd never really pay attention to before.
It's really never been easier to tap into"outside the box" methods that leverage the internet and can put SERIOUS cash flow in your household while helping many others at the same time. And I'm not talking about old methods of traditional "home opportunities" that paid peanuts and took armies of people to generate real money.
I'm talking about simple systems which generate "job replacement" cash flowwith minimal recruiting or sales needed.
Saturday, December 13, 2008
5 skills that will help you master your way to MEGA-success
1. Finding prospects - Over half a billion people on the web will make this an easy task for you. You will learn exactly where to go to find prospective customers for your offer, as well as what to say to get their interest.
2. Qualify those prospects - Not everyone is serious about success like you are. Some are simply curious. These "tire kickers" will waste your valuable time ... time you could be spending with people who want success and will take action.People like yourself. Our systems are carefully designed to weed out the lookers and encourage those who are willing to take action to take the next step.
3. Make a powerful Presentation - Once you have found those who want success, you must tell them what's in it for them. No hype, no over inflated promises ... just the facts. You must present those facts in a way that encourages action while appealing to both the emotional and logical reasons to move ahead.
4. Professional Follow Up - The *key* to success in any marketing endeavor is follow up. Industry experts say that it takes up to seven contacts to move a prospect to action. By using powerful sequential autoresponders, you will have perfect follow up every time. Every question answered. Every topic covered. All of this leading your prospect to the wise decision to join you in the quest for success.
5. Duplicating your success - Once you are succeeding, the key to your future success is in duplication and multiplication.
2. Qualify those prospects - Not everyone is serious about success like you are. Some are simply curious. These "tire kickers" will waste your valuable time ... time you could be spending with people who want success and will take action.People like yourself. Our systems are carefully designed to weed out the lookers and encourage those who are willing to take action to take the next step.
3. Make a powerful Presentation - Once you have found those who want success, you must tell them what's in it for them. No hype, no over inflated promises ... just the facts. You must present those facts in a way that encourages action while appealing to both the emotional and logical reasons to move ahead.
4. Professional Follow Up - The *key* to success in any marketing endeavor is follow up. Industry experts say that it takes up to seven contacts to move a prospect to action. By using powerful sequential autoresponders, you will have perfect follow up every time. Every question answered. Every topic covered. All of this leading your prospect to the wise decision to join you in the quest for success.
5. Duplicating your success - Once you are succeeding, the key to your future success is in duplication and multiplication.
Monday, December 8, 2008
Proof of Funds Letters!
As a Platinum Member of HSA, you are entitled to use our Investor’s Private Funds.
Cost to use the funds is 1% plus $300
The fee is paid out of closing!
Which means Nothing is paid uprfront and there are No CREDIT checks!
Now as you may already know, Banks won’t consider your offer on
Short Sales or REO’s without a “Proof of Funds” Letter.
This is the part that stops most investors dead in their tracks…until now.
Here’s a 2 minute video on how to obtain and print out as many of your Proof of Funds Letters as you need:
Click Here for 2 Minute Video!
If you are not a Platinum member yet, visit us at:
http://www.FUNDSFORSHORTSALES.COM
and find out how you can be flipping short sales and
REO homes using NO CREDIT AND NO CASH!
Make sure you sign up for the FREE 30 Day Trial!
It’s time to think big…really BIG!
Larry Potter
Home Seller Assist
847-872-4047
Saturday, December 6, 2008
Send Out A Last-Minute Email
You probably know a couple of people who like to brag that they got their shopping finished MONTHS in advance, right?
But I bet you ALSO know a few people who don't even start thinking about their holiday gift needs until the last possible minute!
That's why sending out a "last minute" email promotion is NEVER a bad idea -- particularly if you send it out on the LAST day customers can order and still receive their gifts in time for the holidays. We do it all the time for the
Home Seller Assist program created by John Alexander.
Chances are, the procrastinators on your list will appreciate the heads-up, and LOVE you for saving them from spending Christmas Eve shopping in 24-hour drug stores, and presenting their loved ones with gifts of shampoo and dog treats ;-)
But I bet you ALSO know a few people who don't even start thinking about their holiday gift needs until the last possible minute!
That's why sending out a "last minute" email promotion is NEVER a bad idea -- particularly if you send it out on the LAST day customers can order and still receive their gifts in time for the holidays. We do it all the time for the
Home Seller Assist program created by John Alexander.
Chances are, the procrastinators on your list will appreciate the heads-up, and LOVE you for saving them from spending Christmas Eve shopping in 24-hour drug stores, and presenting their loved ones with gifts of shampoo and dog treats ;-)
Thursday, December 4, 2008
EOM
A 3-Letter Timesaver
Had Charlie gone batty? Was his keyboard shorting out?
He'd just sent me a curious e-mail. It was entirely blank. But the subject line said: "Sales copy good to go."
"Huh?" I thought.
Trusty Google had the answer.
Turns out that "EOM" is an acronym for "end of message." It's often used in e-mails, when the entire content of the e-mail is contained in the subject line. That way, the recipient doesn't have to open the e-mail at all.
A tiny, three-letter timesaver. See if it can speed up your e-mail communications today.
By Suzanne Richardson
Conference Call This Evening at 7pm-Central
CONFERENCE CALL:
Dial-In #: 1-218-486-7200
Bridge# 702483
Had Charlie gone batty? Was his keyboard shorting out?
He'd just sent me a curious e-mail. It was entirely blank. But the subject line said: "Sales copy good to go.
"Huh?" I thought.
Trusty Google had the answer.
Turns out that "EOM" is an acronym for "end of message." It's often used in e-mails, when the entire content of the e-mail is contained in the subject line. That way, the recipient doesn't have to open the e-mail at all.
A tiny, three-letter timesaver. See if it can speed up your e-mail communications today.
By Suzanne Richardson
Conference Call This Evening at 7pm-Central
CONFERENCE CALL:
Dial-In #: 1-218-486-7200
Bridge# 702483
Tuesday, December 2, 2008
Sell Us Your Non-Performing Assets
Yes, We Will Buy Non-Performing Assets
Get Rid of Non-Performing Assets Now
...We have billions to buy your non-performing assets...
Simply send a spreadsheet of your portfolio...
...Mortgage loans, car loans...
Credit card debt, installment loans....
...Our hedgefunds are looking to buy now...
Contact Larry Potter Now At lpotter33@gmail.com
Sunday, November 30, 2008
Selling Your House on Your Own - Selling As Easy As 1-2-3!
Selling your house on your own may not be as difficult as you think if you are prepared and educate yourself on the process. Many people sell their own houses to save on realtor fees. But many times when a prospective buyer knows that you are selling your house on your own, they reduce their offering price because they know that you are saving money. So sometimes it doesn't work out as well as you think it might.
Don't think you can just put a sign in your front yard and everything will take care of itself. Realtors get paid because they do good work. His/her job is to drive qualified visitors to your home, negotiate the best deal for you and complete the sale. When you are selling your house on your own, you must do all these things yourself.
If you're going to sell your own house, you should consider finding an attorney that can help with the final paperwork. A good real estate lawyer will probably have good contacts with a title company also.
Selling your house on your own can be as easy as 1, 2, 3.
Price Your Home Correctly. This is probably the most important and hardest thing to do. Your house doesn't necessarily have to be the cheapest, people will pay more if they see that it's worth it. Do some research on other houses in the area. Find out what options they might have that your house doesn't have and think of ways to compensate, or highlight the best parts of your house. Don't let your emotions price your house for more than it's truly worth. Your house is only worth what someone is willing to pay for it.
Get rid of the clutter. Prospective buyers are looking for a nice clean spacious home. When they walk into a house for sale, they don't want to think that they're walking into your house, they want to think that they're walking into their new house. They will look around and imagine what they want to put in their new house. If you get rid of the clutter, it will make it so much easier for them to picture their new house the way they want it.
Market your house. You can have the best house on the market but if no one knows about it, it wont sell. Get out flyers, place classified ads, use Craigsllist and any other free service. Talk to everyone and let them know that your house is for sale. If the house is in a neighborhood with a school, make sure you let the administrator know, he/she may know of families that are moving into the area.
There is a large community to help out with properties that are for sale by owners. Take advantage of this assistance. You will start to hear from many realtors that would like to sell your house for you. Don't completely rule this out. You many find that the money you save was spent in your time. The last thing you want is to make a costly mistake because you weren't knowledgeable enough.
Get In The Know now about selling your house on your own. Get information about buying and selling homes, different mortgage types and other real estate information at Real Estate - Get In The Know
Article Source: http://EzineArticles.com/?expert=Reese_Evans
Don't think you can just put a sign in your front yard and everything will take care of itself. Realtors get paid because they do good work. His/her job is to drive qualified visitors to your home, negotiate the best deal for you and complete the sale. When you are selling your house on your own, you must do all these things yourself.
If you're going to sell your own house, you should consider finding an attorney that can help with the final paperwork. A good real estate lawyer will probably have good contacts with a title company also.
Selling your house on your own can be as easy as 1, 2, 3.
Price Your Home Correctly. This is probably the most important and hardest thing to do. Your house doesn't necessarily have to be the cheapest, people will pay more if they see that it's worth it. Do some research on other houses in the area. Find out what options they might have that your house doesn't have and think of ways to compensate, or highlight the best parts of your house. Don't let your emotions price your house for more than it's truly worth. Your house is only worth what someone is willing to pay for it.
Get rid of the clutter. Prospective buyers are looking for a nice clean spacious home. When they walk into a house for sale, they don't want to think that they're walking into your house, they want to think that they're walking into their new house. They will look around and imagine what they want to put in their new house. If you get rid of the clutter, it will make it so much easier for them to picture their new house the way they want it.
Market your house. You can have the best house on the market but if no one knows about it, it wont sell. Get out flyers, place classified ads, use Craigsllist and any other free service. Talk to everyone and let them know that your house is for sale. If the house is in a neighborhood with a school, make sure you let the administrator know, he/she may know of families that are moving into the area.
There is a large community to help out with properties that are for sale by owners. Take advantage of this assistance. You will start to hear from many realtors that would like to sell your house for you. Don't completely rule this out. You many find that the money you save was spent in your time. The last thing you want is to make a costly mistake because you weren't knowledgeable enough.
Get In The Know now about selling your house on your own. Get information about buying and selling homes, different mortgage types and other real estate information at Real Estate - Get In The Know
Article Source: http://EzineArticles.com/?expert=Reese_Evans
Tuesday, November 25, 2008
How to Prepare Your House For Sale With Key Home Improvements
When the majority of homeowners purchase a home, they plan to live in it for a long period of time. A house is one the largest investments we make, so it is usually something we do not do until we are older, married, and ready to start a family. When we make this investment, we spend weeks looking at open houses, comparing costs, and trying to imagine what it will be like to hear little feet running down the hallway on a Sunday morning. Once we purchase the home, however, we do not always have the opportunity to stay there as long as we had planned. There might be a job transfer or the need to move closer to family and you will need to sell the house. In order to receive the best return on your investment, you need to follow these tips!
The most important areas and rooms to renovate are the entryway, the kitchen, and the bathrooms. These rooms often look the most outdated because new designs are always developed for these areas and the style of furniture changes as frequently as the seasons!
I recommend starting with the kitchen because it is very important to make sure that this room has the latest features and appliances. One of the hottest new elements in modern kitchens is a kitchen island or butcher block. These elegant features are wonderful for additional counter space, storage space, and dining space. Add a few barstools along one edge and you have the ideal place for breakfast and appetizers for dinner. You should also consider a stainless steel double door refrigerator. The shiny metal is an attractive and contemporary look.
The next feature that needs to be addressed is the flooring. In your entryway and your kitchen, you should consider putting in large tiles that are of a neutral tone, such as a tan, off-white, or a light gray color. Large tiles, approximately one foot by one foot, are very popular now because they provide a clean look that is elegant.
Large tiles also look wonderful in the bathroom because they make a small space look larger. However, if it is a bathroom that will be in constant use, you should consider slightly smaller tiles because the more grout, the material between the tiles, the more slip-resistant your floor will be.
Try updating your sinks and faucets in the bathrooms as well. Shiny, new hardware can do wonders for an older bathroom! A new kitchen island, new tiles, and new bathroom hardware are just a few great ideas to ready your home for sale. You will be impressed by how much you can increase your home's value with these few improvements.
If you would like more information on kitchen islands or butcher blocks, please visit the Kitchen Island Shop website.
Article Source: http://EzineArticles.com/?expert=Jane_Worthington
The most important areas and rooms to renovate are the entryway, the kitchen, and the bathrooms. These rooms often look the most outdated because new designs are always developed for these areas and the style of furniture changes as frequently as the seasons!
I recommend starting with the kitchen because it is very important to make sure that this room has the latest features and appliances. One of the hottest new elements in modern kitchens is a kitchen island or butcher block. These elegant features are wonderful for additional counter space, storage space, and dining space. Add a few barstools along one edge and you have the ideal place for breakfast and appetizers for dinner. You should also consider a stainless steel double door refrigerator. The shiny metal is an attractive and contemporary look.
The next feature that needs to be addressed is the flooring. In your entryway and your kitchen, you should consider putting in large tiles that are of a neutral tone, such as a tan, off-white, or a light gray color. Large tiles, approximately one foot by one foot, are very popular now because they provide a clean look that is elegant.
Large tiles also look wonderful in the bathroom because they make a small space look larger. However, if it is a bathroom that will be in constant use, you should consider slightly smaller tiles because the more grout, the material between the tiles, the more slip-resistant your floor will be.
Try updating your sinks and faucets in the bathrooms as well. Shiny, new hardware can do wonders for an older bathroom! A new kitchen island, new tiles, and new bathroom hardware are just a few great ideas to ready your home for sale. You will be impressed by how much you can increase your home's value with these few improvements.
If you would like more information on kitchen islands or butcher blocks, please visit the Kitchen Island Shop website.
Article Source: http://EzineArticles.com/?expert=Jane_Worthington
Friday, November 14, 2008
Getting a Steady Stream of Motivated Seller Calls From Absentee Owner Mailings
Last night I downloaded an updated list of Absentee Owners in preparation for doing another series of direct mail campaigns to buy houses. Before I started to download the lists, I did some preparation work to plan the mailing I am doing.
I am doing a direct mail campaign to my local area and so I selected the zip codes for the parts of town (and one neighboring town) that I am interested in buying in. In total, I had approximately 10 zip codes that I wanted to pull Absentee Owners from. Remember, Absentee Owners are home owners that have their tax bill sent to an address other than the property address. I further limited my search to only Single Family Homes. I am not interested in commercial, industrial, multi-family or anything like that for my personal portfolio and so I excluded those from my mailing list.
With the list provider that I use, I am limited to searching for and showing the results of 1,000 records at a time, so I couldn't just ask for all Absentee Owners in those zip codes for all time. While this may seem like a limitation, it actually made it easier for me to plan and space out my mailing so that I am not overwhelmed with over 100 calls from motivated sellers in one week - like I've done in the past with Absentee Owner mailings (and vowed not to do again).
So, to break down the lists, I first made a list using Microsoft Excel with the years 1970 to our current year and then did a search for each year to find out how many Absentee Owners bought houses (and still owned them today) in those years. In the third column, I had a running total of Absentee Owners so far. Here's an excerpt of my data:
1970 - 0 Absentee Owners - 0 Total
1971 - 0 Absentee Owners - 0 Total
1972 - 14 Absentee Owners - 14 Total
1973 - 23 Absentee Owners - 37 Total
1974 - 23 Absentee Owners - 60 Total
1975 - 28 Absentee Owners - 88 Total
Then, I took that list and broke it down into groups of about 1,000. Most of the more recent years had about 1,000 Absentee Owners in one year, but some of the earlier years I needed to group together to get approximately 1,000 in that group. For example, my first group, which I call Campaign 1 was all the Absentee Owners from 1970 through 1987. It had 937 Absentee Owners on it before I cleaned it.
After I cleaned Campaign 1 of duplicates and records that did not have valid addresses or names, the list was down to about 672 Absentee Owners. Then, I went on to the US Postal Service website, uploaded that list and the post card I am using. I then scheduled it to be sent out.
I will do a mailing list like this every 5 days or so to keep a steady flow of motivated seller calls coming in, but not too many that I can't keep up with the research and purchasing of the good deals. If I start to get overwhelmed with too many, I will increase the interval between the mailings by a few more days. If I am not getting enough calls, I will mail them a little closer together. In this way, I can turn on and off lead flow like you would turn on and off a fire hose.
James Orr is a professional real estate investor, marketing expert and founder of the LearnToBeRich.com on-line investment game.
He works with a network of real estate agents, brokers and real estate investors across the United States through the AnalyzedDeals.com website.
Article Source: http://EzineArticles.com/?expert=James_Orr
Monday, November 3, 2008
Variations on owner financing.
Owner financing is another great option for people to take advantage of the deals you’ll find in the current economic climate.
Owner financing comes in a couple of variations: complete owner financing, where the owner holds the deed and the mortgage on the home and you pay the owner; or partial owner financing, where you take out a conventional loan for a portion of the home purchase, and pay the seller for the rest.
In complete owner financing, you typically agree to pay the owner at a higher interest rate than he or she would receive from the bank. So if the seller has a mortgage at 6%, you might pay 10% for the option of using owner financing.
Most people who use owner financing use it similar to a lease-purchase option; they take the owner financing long enough to clean up credit or save a downpayment, and then apply for a conventional loan to outright purchase a home. However, owner financing offers more flexibility than a lease-purchase option, because you’re not locked into finding financing in a specific period of time.
Partial owner financing is another tool you can use to get a home right now while deals are good.
In partial owner financing, you take out a conventional mortgage for as much as the bank will qualify you. The seller then finances the difference between your mortgage and the purchase price. For example, if you want to buy a $150,000 home, but you can only get conventional financing for $100,000, you might work out a partial owner financing deal where the owner finances the other $50,000.
In the event of partial owner financing, you pay your traditional mortgage payment to the lender every month, and then pay a second payment to the seller for the partial owner financing. This is a great option if you can’t afford a down-payment, or can’t quite get a loan big enough to cover the purchase price of the home.
Don’t miss out on the great deals you’ll find in today’s economic climate.
Fill out a buyer application from Home Seller Assist created by John Alexander and let’s talk! You don’t want to miss your limited window of opportunity before home prices go up again.
With the array of non-traditional financing options available, we can help you find your dream home now, before prices rise and you can’t afford it!
Owner financing comes in a couple of variations: complete owner financing, where the owner holds the deed and the mortgage on the home and you pay the owner; or partial owner financing, where you take out a conventional loan for a portion of the home purchase, and pay the seller for the rest.
In complete owner financing, you typically agree to pay the owner at a higher interest rate than he or she would receive from the bank. So if the seller has a mortgage at 6%, you might pay 10% for the option of using owner financing.
Most people who use owner financing use it similar to a lease-purchase option; they take the owner financing long enough to clean up credit or save a downpayment, and then apply for a conventional loan to outright purchase a home. However, owner financing offers more flexibility than a lease-purchase option, because you’re not locked into finding financing in a specific period of time.
Partial owner financing is another tool you can use to get a home right now while deals are good.
In partial owner financing, you take out a conventional mortgage for as much as the bank will qualify you. The seller then finances the difference between your mortgage and the purchase price. For example, if you want to buy a $150,000 home, but you can only get conventional financing for $100,000, you might work out a partial owner financing deal where the owner finances the other $50,000.
In the event of partial owner financing, you pay your traditional mortgage payment to the lender every month, and then pay a second payment to the seller for the partial owner financing. This is a great option if you can’t afford a down-payment, or can’t quite get a loan big enough to cover the purchase price of the home.
Don’t miss out on the great deals you’ll find in today’s economic climate.
Fill out a buyer application from Home Seller Assist created by John Alexander and let’s talk! You don’t want to miss your limited window of opportunity before home prices go up again.
With the array of non-traditional financing options available, we can help you find your dream home now, before prices rise and you can’t afford it!
Tuesday, October 28, 2008
Email Marketing
Email Marketing
Our goal in email marketing is to attract interest in,
build desire for, and generate sales for our Home Seller
Assist program. It is a perfect medium to pick up where
other marketing leaves off. Email marketing is still
one of the most cost effective ways to contact prospects.
It's far cheaper than traditional bulk postage mail
and in many cases can have a much larger impact on
immediate sales and long-term relationship strength
than traditional advertising.
When done right, email marketing can be an extremely
powerful and effective marketing technique. It allows
you and your potential customer to freely communicate
withh one another and build a relationship based on
value and trust.
In most cases, it is best to send business-to-business
emails Tues through Wed. The best times of the day are
just after the start of the day around 9:30am or just
after lunch around 1:30pm. I would avoid sending B-to-B
emails after 4pm or on weekends or on Mondays.
As for consumer emails, consider the hours between
5pm and 8pm Tues through Thurs or between Friday
evening and Sunday afternoon.
To improve deliverability add a message at the top of
your emails that says something like: "To ensure
receipt of our emails, please add www.FastBuyerLoans.com
to your Address Book."
Make the From Name either your company name or your
name. Whatever you choose, keep it consistent. Why?
During the split second decision subscribers make
whether to open your email, the most important factor
in their decision is whether the From Name is familiar
to them.
I suggest using plain text in your messages, otherwise
at least 5% of our recipients will see a blank message.
Do not use all caps or multiple exclamation marks
within your subject line or body. Doing so will trigger
spam filters.
Regarding subject lines, a good strategy is to have
one part of the subject line consistent and the other
variable.
Do not make the subject line too long, 20 - 50
characters is recommended. If it is too long,
the email client will cut part of it off and
it has a higher chance of being blocked by a
content-based spam filter.
Don't use something like Email Tips
This subject line doesn't provide any information
as to what the message is about.
Using a dollar sign ($) could cause it to be blocked.
MOre to come, but in the meantime, check out this
site for finding good leads:
www.SwitchBoard.com
Our goal in email marketing is to attract interest in,
build desire for, and generate sales for our Home Seller
Assist program. It is a perfect medium to pick up where
other marketing leaves off. Email marketing is still
one of the most cost effective ways to contact prospects.
It's far cheaper than traditional bulk postage mail
and in many cases can have a much larger impact on
immediate sales and long-term relationship strength
than traditional advertising.
When done right, email marketing can be an extremely
powerful and effective marketing technique. It allows
you and your potential customer to freely communicate
withh one another and build a relationship based on
value and trust.
In most cases, it is best to send business-to-business
emails Tues through Wed. The best times of the day are
just after the start of the day around 9:30am or just
after lunch around 1:30pm. I would avoid sending B-to-B
emails after 4pm or on weekends or on Mondays.
As for consumer emails, consider the hours between
5pm and 8pm Tues through Thurs or between Friday
evening and Sunday afternoon.
To improve deliverability add a message at the top of
your emails that says something like: "To ensure
receipt of our emails, please add www.FastBuyerLoans.com
to your Address Book."
Make the From Name either your company name or your
name. Whatever you choose, keep it consistent. Why?
During the split second decision subscribers make
whether to open your email, the most important factor
in their decision is whether the From Name is familiar
to them.
I suggest using plain text in your messages, otherwise
at least 5% of our recipients will see a blank message.
Do not use all caps or multiple exclamation marks
within your subject line or body. Doing so will trigger
spam filters.
Regarding subject lines, a good strategy is to have
one part of the subject line consistent and the other
variable.
Do not make the subject line too long, 20 - 50
characters is recommended. If it is too long,
the email client will cut part of it off and
it has a higher chance of being blocked by a
content-based spam filter.
Don't use something like Email Tips
This subject line doesn't provide any information
as to what the message is about.
Using a dollar sign ($) could cause it to be blocked.
MOre to come, but in the meantime, check out this
site for finding good leads:
www.SwitchBoard.com
Monday, October 20, 2008
SNL Palin Rap vs Joe The Plumber
If Only Sarah and Joe Knew That...
...You just send people to our site....
Make $400-$600 on each person
...Our program is catching on like wildfire...
$500,000+ made by members since mid-June...
...Learn how you can take part...
Short webcast explains all...
...Visit Us Now....
at http://www.fastbuyerloans.com
Larry Potter
847-872-4047
...You just send people to our site....
Make $400-$600 on each person
...Our program is catching on like wildfire...
$500,000+ made by members since mid-June...
...Learn how you can take part...
Short webcast explains all...
...Visit Us Now....
at http://www.fastbuyerloans.com
Larry Potter
847-872-4047
Monday, October 13, 2008
Is This All There Is to Life?
You can keep going through the motions, trying to keep up with the Joneses, and wondering if there is more to this life... or you can open the door to a whole new level of success, financial independence, and achievement.
It's the difference between having a job you dread, or the job you dream about... between retiring with just enough to get by, or with a seven-figure nest egg... between living the life you live today, or living the life of those you envy...
Here's your opportunity for a once-in-a-lifetime insider's look into the practical ideas, systems, and methods for creating an abundant life for you and your family.
All the risk is on our shoulders to deliver this. All you need to do is accept this generous offer and follow the step-by-step details for enjoying a brand new life.
Here's the link that can change it all for you...
Saturday, October 4, 2008
The Most Important Thing...
... To Long Term Success Online
You know it's really amazing to me that many
"business opportunities" out there today still
tell their recruits that all they have to do to
succeed is to drive traffic to their cookie cutter
company replicated website.
What a HUGE lie. Those replicated sites have always
been terrible at opt-in conversion and sales.
TERRIBLE. Garbage.
Yet, that's what is still being taught to newbies
on the net... And they go out there and buy all kinds
of advertising, using horrible copywriting which
directs people to a company replicated site...
and they wonder why they're spending way more than
they're making. It's a shame really.
This is done because the people selling them these
"programs" don't care one ounce about their new member's
success. They've got the paypal money already and a
company replicated site is just a quick way to "provide
a system" for their new people.
You see many people who see your site are really
thinking; "Who are you? And why should I care?"
Subconsciously, this is what is being asked each
time a prospect is at your site. It's deep marketing
psychology and human nature.
The fact is, you're losing a lot of business if you
aren't automatically answering this question every
time you communicate with your prospects.
Monday, September 22, 2008
Is Today the Financial Turning Point in Your Life?
Is Today the Financial Turning Point in Your Life?
Right now - this very minute - an incredible, ultra-lucrative opportunity lies in wait for YOU, and I'd like to show you how to seize it.
Can you afford to risk this opportunity passing you by? I guarantee this is unlike anything you've EVER seen.
Check out everything for yourself by reading on right now.
Right now - this very minute - an incredible, ultra-lucrative opportunity lies in wait for YOU, and I'd like to show you how to seize it.
Can you afford to risk this opportunity passing you by? I guarantee this is unlike anything you've EVER seen.
Check out everything for yourself by reading on right now.
Monday, September 15, 2008
Ideal Vehicle For Getting Wealthy In The 21st Century?
You now have a rare and exciting opportunity to take advantage
of one of the largest industries on earth. And it is - most experts
agree - the one that has the greatest growth potential. Get your
piece of the pie!
I am referring to the home seller assist industry.
Now don't be intimidated by that phrase. You won't need an education
in real estate or financing.
And, with the implosion of the big banks, it is catching on like
wild fire.
Because of that low cost-of-entry and growth potential, it is the ideal
vehicle for getting wealthy in the 21st century. Taking advantage of these
forces is the best and easiest way to achieve fast success and acquire great wealth.
We normally have a live webcast on Tues and Wed evenings at www.fastbuyerloans.com,
but with the hurricane that hit the Houston area, the webcasts may not be
presented this week. But don't despair, the last one was recorded and is
online for you to view now at www.buyerloans.com
View it now and then feel free to call me at 847-872-4047, if you have
any questions. As one of the top three leaders, I am here to help you and
provide you with all the things I have done to bring me over $21,000 since
mid-June.
Hope you will make the decision to get off of the fence and take part in
this business. And the good thing about it is you don't have to talk to people
if you don't want to. You just merely send them to a site like www.fastbuyerloans.com
and that is it. Then you just sit back and get paid when people like you join!
If you join now, I will see you at the live training under the username "wallmann".
See you there.
Larry Potter
847-872-4047
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